{"id":17167,"date":"2012-11-02T10:31:42","date_gmt":"2012-11-02T14:31:42","guid":{"rendered":"http:\/\/ok-cleek.com\/blogs\/?p=17167"},"modified":"2012-11-02T10:31:42","modified_gmt":"2012-11-02T14:31:42","slug":"when-is-a-hurricane-not-a-hurricane","status":"publish","type":"post","link":"https:\/\/ok-cleek.com\/blogs\/?p=17167","title":{"rendered":"When is a hurricane not a hurricane?"},"content":{"rendered":"<p>When a high-pressure governor meets a low-sympathy insurance company during a time of high stress:<\/p>\n<blockquote><p><a href='http:\/\/money.cnn.com\/2012\/11\/01\/real_estate\/sandy-hurricane-deductible\/'>Homeowners in New York<\/a>, New Jersey and Connecticut will save thousands of dollars in insurance costs after several state governors declared that Sandy did not make landfall as a hurricane, exempting them from insurers' hurricane deductibles<\/p>\n<p>Unlike regular deductibles that require homeowners to pay a set dollar amount -- typically $500 or $1,000 -- hurricane deductibles often require you to cough up 1% to 5% of your property's value. So a policyholder with a house worth $300,000 and a hurricane deductible of 5% would have to pay for the first $15,000 in damages before insurance payments kick in.<\/p>\n<p>Hurricane deductibles only go into effect when storms have sustained winds of 74 miles per hour or more, or Category 1 hurricane strength. And state governors from New York, New Jersey and Connecticut are saying Sandy didn't make that cut. <\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>When a high-pressure governor meets a low-sympathy insurance company during a time of high stress: Homeowners in New York, New Jersey and Connecticut will save thousands of dollars in insurance costs after several state governors declared that Sandy did not make landfall as a hurricane, exempting them from insurers' hurricane deductibles Unlike regular deductibles that [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17167","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/ok-cleek.com\/blogs\/index.php?rest_route=\/wp\/v2\/posts\/17167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ok-cleek.com\/blogs\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ok-cleek.com\/blogs\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ok-cleek.com\/blogs\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ok-cleek.com\/blogs\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=17167"}],"version-history":[{"count":0,"href":"https:\/\/ok-cleek.com\/blogs\/index.php?rest_route=\/wp\/v2\/posts\/17167\/revisions"}],"wp:attachment":[{"href":"https:\/\/ok-cleek.com\/blogs\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=17167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ok-cleek.com\/blogs\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=17167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ok-cleek.com\/blogs\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=17167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}